We OWN it!!!

We paid off our car today!!! I am sooooo excited about this. We bought our Acadia last summer when we were needing a larger vehicle for our growing family. In addition to obtaining the vehicle we also obtained an annoying little thing called a loan. Rob and I were both raised in very sensible families who always drove paid-for cars. This usually meant buying used vehicles or in my mom's case driving the same car for almost 20 years!!! So this was our very first time having a car payment. And lets just say we despised it. And *technically* this was a used car when we bought it. But it only had 3,500 miles on it and it still had that new car smell. So to us it was brand new. Anyway, back to that annoying car payment....I am a huge Dave Ramsey fan and while we don't follow all of his principles precisely we do keep a very close eye on our budget and we made it a priority to put as much extra money towards the principle on the loan every month so we could get it paid off early. We failed miserably some months and others we did very well. I also have to thank Rob for his great work ethic and working overtime anytime it was available to him. So we got that sucker paid off in 17 short months! Now, we have an extra $440 every month, which I wish I could say I was going to spend on something really fun. HOWEVER, Rob has an astounding amount of student loan debt (those pharmacy degrees are expensive!) which we are going to start chipping away at with the extra money. Otherwise it will take us another 27 years to pay them off (I'm not joking - our mortgage will be paid off before his student loan would be!).